Tag: money

Family, Lifestyle

Why Should We Budget ?

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It’s a great question …”Why should we budget ?”

And it’s actually a simple answer:

To enjoy your money and finances to their fullest!

Does this seem weird?

We budget so we can enjoy our money ?

Just think about it…

When we frivolously spend and live paycheck to paycheck , we have an added stress in our lives.

When we budget and save money, we have a slush fund.

That slush fund comes in handy for good and bad times in life.

When we budget, we can save for a fun vacation.

When we budget, we aren’t stressed when we get into a fender bender and have to use a chunk of money for car repairs.

Budgeting makes us have a better relationship with money, budgeting helps our long-term goals become a reality.

Budgeting hasn’t been something I’ve always done, but I enjoy budgeting now because I have seen the long term benefits of budgeting.

Remember, if you haven’t been following along with our 20 days budgeting, you can try it for another month, just click here!

We would love to hear your thoughts on budgeting!

Xoxo,

Christy Lee

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My Top 4 Favorite Instagramers for Budgeting/Frugal Living

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If you are following, this months challenge is to: Budget and Save Money.

20 days of Budgeting…grab this free printable and follow along with us!

It is not easy to change financial/money habits over night, we all know this.

Learning by example is very helpful, and I love learning from others that have seen success with budgeting their lives.

counting dollar bills
Photo by Karolina Grabowska on Pexels.com

Hence, I wanted to share my top 4 favorite instagram accounts on budgeting/saving money!

If you have any other budgeting instagram accounts that you love, please share!

Enjoy saving money today, I know you can do it!

Top 4 Favorite Budgeting Instagram Accounts:

@jordanpage and her company is @funcheaporfree -Jordan Page has been incredibly success with budgeting and frugal living and she has constant resources and insight that can help anyone save money and budget!

@thebudgetmom– Kumiko Love is a money expert and if you are a mom you can relate to her and her lifestyle. She can guide you on the path of being smart with your money!

@daveramsey– If you don’t follow Dave Ramsey on instagram, you should! He is the MASTER of how to save and build money, I highly recommend following him for budgeting tips and tricks.

@the.budget.blonde-I love all the graphics that this budgeting instagrammed provides! Her posts can get someone to think for a minute about needs versus wants. I appreciate her insight on saving money and I believe you will too!

xoxo,

Christy Lee

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20 Days of Budgeting/Free Printable

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This month my personal focus is to budget and save money. And I want YOU to join me!

pen business money research
Photo by Anna Nekrashevich on Pexels.com

Do you keep a budget?

There are many great budget apps available, but the one that we have found has worked best for our family is from Dave Ramsey called “Everydollar.”

So what is the goal this month?

To keep a budget for at least 20 days. Use whatever budget app you’d like, just make sure to budget!

Besides tracking the budget, I have provided a FREE printable of financial goals to help save money for the month.

One of the BIG focuses with this budget challenge, is thinking about the small things that tend to add up!

This quote:

Doesn’t this quote speak volumes! It’s not always that we are spending money on a HUGE shopping spree to the mall, perhaps it’s those weekly Amazon boxes that come.

Or maybe it’s going out to eat more than once a week?

Bottom line, this challenge for 20 days can be a great “eye-opening” experience for all of us.

Will you join me?!

I provide the free printable at the bottom of this post. I just wanted to address something called shelf-cooking. Shelf cooking is something I learned from Fun Cheap or Free. Shelf cooking is where you look in your pantry or refridgerator shelves, and cook up something with ingredients you already have. Shelf cooking costs ZERO money and takes care of the excuse of going to a restaurant or picking up fast food for dinner.

So click here for the FREE PRINTABLE and lets SAVE some money this month!

20-days-of-budgeting-2021

Comment Below with what you do to SAVE money each month!

xoxo,

Christy Lee